Credit Score articles

Your credit score is the most important piece that banks check when you buy a car, a house, open a bank account or apply for a credit card. Improve and maintain your credit score to meet your future financial goals.

Credit Score articles

Learn more about credit bureaus and how they work, how they calculate credit scores, why scores differ, and how to check your credit rating.
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Learn more about Experian Boost, a free service worth considering if you're looking for a fast and easy way to improve your credit health.
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Experian offers a plethora of services to help consumers and small business owners stay on top of their credit and boost their credit scores.
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Experian offers credit solutions, but are they safe to use? Read more about the safety and security of Experian’s website and mobile app.
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Learn how Experian Boost works, a free tool that can help you improve your credit scores instantly by giving you credit for on-time payments.
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This review explores what the Experian Mobile App has to offer and how it can help you more effectively manage your credit.
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Learn about the differences between TransUnion vs Experian when it comes to checking your credit score or credit report.
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Learn how your credit score and credit history impact things like your ability to get approved for credit with favorable terms.
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Learn how you can use your payment history to improve your credit score to increase loan approval chances and access better rates.
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Learn what the highest credit score you can have is and what is considered good or very good in the eyes of creditors or lenders.
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If you have a credit score of 800 or higher, you are in the ranks of the most attractive credit profiles. See how it can help you.
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Learn different ways how you can boost your credit score to increase your chances of getting approved for a loan and get lower interest rates.
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Hard and soft credit checks are both tied to credit inquiries, however they have different impact. Learn more about the differences.
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Credit monitoring services can help you build and maintain a high credit score. Let's review the best free credit score services.
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Building and maintaining your credit and preventing fraud are only two reasons why you should buy credit monitoring services. Let's see why.
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Credit Karma offers a free credit report and score when you sign up. But how accurate are Credit Karma scores? Keep reading to find out.
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While both measure consumers’ creditworthiness, they have different approaches. Here’s what you should know about VantageScore vs FICO Score.
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The best type of credit score is one that qualifies you as a good credit risk based on the credit scoring model used. Learn more about this.
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Improving your score can help you get better rates on your mortgage or loan. Find out how to build your credit score in 30 days here.
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When you apply for credit, you may be asked to provide a credit report. Learn about the most popular credit bureaus: Experian vs. Equifax.
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Credit reports are a way to check your credit history and ensure that it is being recorded properly. Learn where to get free credit reports.
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Knowing your credit score can help you make financial choices. Learn how to check your credit score and why it is important to do so.
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Credit reporting agencies collect data about you and generate a credit report. Learn more about credit reporting agencies here.
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We explain how credit scores work, why you may want to check them and some ways to get your credit score online for free while staying safe.
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When you buy a home, it's likely that your credit score is checked. Learn about the importance of credit scores and how they affect your life.
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Even if you have a low or fair credit score, you can still get credit cards. Learn how to find credit cards for fair credit scores.
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Credit bureaus use credit utilization to see if you are taking on too much debt. Get a better idea of what is a good credit utilization ratio.
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Your FICO credit score is one of the most important numbers in your financial life. But how accurate is it? We look at what is made up of.
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What is the minimum credit score needed to buy a house? It’s not quite so simple. Learn more about what lenders look for here.
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If you are wondering what a good average credit score for your age is, you’re not alone. Here are ways to take your scores to a good range.
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FICO score is the most commonly used credit score in the United States. A good FICO score is 700 or higher. Learn more here.
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Three credit scores are available, but which ones do lenders use? Some lenders use them all. We look at how to check your credit scores.
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Debt settlement is better for your credit score than ignoring your debt. Learn how debt settlement affects your credit score.
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Learn if an overdraft can affect your credit score, ways to avoid it, and tools to boost your credit score.
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A 700 credit score is good and can help you secure favorable rates. Find out how you can get a 700 credit score or higher.
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Review the differences between Experian vs. Credit Karma credit monitoring services to apply for financing or get identity theft protection.
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Learn more about how the free service Experian Boost can help you improve your credit score fast. Sign up and see if you can boost your score.
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A good credit score gives you access to low-interest rates, high credit limits, and favorable repayment terms. Read how to boost your credit score fast for free.
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Don’t get fooled by costly myths, here are 10 things you can do to improve your FICO Score. Including some of the fastest options available.
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Here is a brief overview of the three major players and what you should know about this fourth credit bureau. Click to read on.
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Are you wondering if you can get credit score without an SSN? Find out the options available for you to get and improve your credit score.
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Understand the credit score needed to purchase a home. Improving your credit score before applying for a mortgage can save you thousands of dollars a year.
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As all-in-one financial tool, Smart Credit services range from credit monitoring to managing your bills. Make it easier for you to pursue financial health.
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Your credit score impacts your life more than you know. Ready to learn all the credit score basics to get on the road to financial literacy? Read on!
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Read the conclusions of the CFPB's Consumer Credit Report , a study of the relationship between consumers’ credit scores and credit cards applications.
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Read about the consumer credit report, a CFPB study of the relationship between consumers’ credit scores and their applications for credit cards.
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The numbers of the CFPB consumer credit report, a study about the correlation between consumer’s credit score and credit cards applications.
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Everything you need to know about Chase’s services, the pros and cons of using Chase credit score services, and how you can access them.
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Applying for a credit card isn’t always simple. To make it easier, here’s everything you need to know before you apply for a credit card.
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Here we’ll tell you exactly what percentage of Americans have a perfect credit score - and how you can work towards achieving it.
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What’s your credit score attitude? Are you the ultimate credit master? SmartCredit has the tools to help with any approach to credit scores.
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One way to build your credit is to open a credit card. Here are the latest, best credit card rates for bad credit in November 2019.
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Your credit report can be affected by negative items that impact your credit score. Credit repair firm Lexington Law explains what these negative items are, and how to manage them.
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The government has reached a settlement with Equifax after the 2018 data breach. Here’s what the CFPB report says about the Equifax settlement and what you can do next if you were impacted.
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